Each captive owner appoints a Director of the Company allowing for maximum input into insurance company operations
Stability &
Greater control of your insurance budget through premium stabilization
Committed To Helping You Achieve Your Insurance Goals
Net investment income from each owner’s distinct loss fund and potential profits can accrue to that owner’s bottom line
Control Your Insurance Destiny

The Mission

The mission of National Contractors Insurance Ltd. is to provide the highest quality insurance protection for its non-related shareholders. By joining together to create a true sharing of risk, the shareholders can control their insurance costs and avoid the volatility of the traditional insurance industry. Additional benefits are created through the stabilization of premiums and the improved management of risk through effective loss control.

The Company

The Company, through the active participation of its shareholders, provides the long-term security of a well-managed insurance company. To meet this goal, only those providers of services that can meet the highest standards of excellence are associated with National Contractors Insurance Ltd.

The Philosophy

The philosophy of National Contractors Insurance Ltd. emphasizes that insurance is a manageable cost. Through the understanding of insurance as a business, National Contractors Insurance Ltd. shareholders have unveiled the mystique of the insurance industry and the indiscriminate way in which costs are determined. Through ownership in National Contractors Insurance Ltd., shareholders have indeed taken control of their insurance destiny.


1 = As of 2/28/23
2 = As of 3/1/24
3 = Dividends paid on a formula basis that take individual loss experience into account, not on a per share basis.